ML Property Solutions is owned and operated by ML Property Solutions Ltd, registered in England and Wales with company number 07749632. If you wish to contact us by post, correspondence should be sent to:39 Yarm Lane, Stockton on tees TS18 3DT
Matthew Lagan Property Solutions LTD
39 Yarm Lane, Stockton On Tees
By using this website, you agree to be bound by these Terms of Use, which fall within the exclusive jurisdiction of English courts in the case of any dispute.
- Use of the website
- You agree that in your use of this website:
- Any information you provide on this website is accurate and reliable to the best of your knowledge (this includes all personal information, contact details and information related to property listings).
- You will not use ML Property Solutions to distribute any illegal, obscene or otherwise harmful material.
- You will not do anything to interfere with other users’ access to the website.
- You will not impersonate others or create false accounts or adverts on the website.
- You will not use software or any other means to harvest information from the website.
- You will not attempt to send spam or other forms of unsolicited information to other users.
- You will not copy material from the ML Property Solutions website without our permission.
- You must keep your password secure and will be responsible for any actions of any person logging into the website using your username and password.
- You agree that in your use of this website:
- Legal and residency obligations of landlords
- You agree and warrant when you list a property on this website that:
- You have the right to offer the property for rental and will not breach any law, agreement or contract by doing so (this includes the terms of any mortgage on the property, insurance, fire regulations, gas and electrical safety).
- If you require consent from any third party (such as a mortgage supplier or freeholder) to market or let the property, you have obtained the necessary consents.
- If you are required to possess a license to rent property in a particular region and/or to let or manage particular types of property (such as Houses in Multiple Occupation), that you will comply with all such licensing requirements at all times when advertising with ML Property Solutions.
- A valid Landlord Registration Number will be included in any advertisement or tenancy document where this is legally required.
- You will only post or otherwise make available photographs, video, and other information for which you have lawful authority.
- The property complies with requirements for Energy Performance Certificates (EPCs) for rental properties.
- The property and any of the landlord’s contents therein is appropriately insured where applicable.
- The property will have a valid Gas Safety Certificate for the duration of any tenancy arranged or facilitated using ML Property Solutions’s services, in accordance with the relevant legal requirements for landlords.
- The property will meet all other legally required safety obligations (such as electrical safety and smoke and carbon monoxide alarms).
- The property’s windows and doors all lock properly & securely.
- Everything you provide with the property is safe and in working order.
- You are fully responsible for ensuring the property meets the legal requirements for landlords and properties under any relevant legislation, including but not limited to the requirements outlined in this section.
- By using ML Property Solutions’s services, landlords declare that they meet all applicable residency requirements (including those under the Landlord and Tenant Act 1987 where applicable). Landlords using rent collection or insurance services offered through ML Property Solutions must be residents of the United Kingdom.
- You agree and warrant when you list a property on this website that:
- Risk and Information Quality
- ML Property Solutions provides a marketplace for landlords and tenants to meet and supports this with features to reduce the risks and administrative burden of the transaction. However, we cannot provide any guarantee regarding the integrity of the information supplied on this website or by its users.
- Although we have features in place to maintain a high standard of information quality, ML Property Solutions cannot make any absolute guarantee over the accuracy of any information supplied on this website.
- You should satisfy yourself of the accuracy of any and all information and of the integrity of all individuals you are transacting with before entering into any contract or agreement or making payments directly to them.
- Material supplied on this website, including content on our blog and social media accounts, does not constitute legal advice and is supplied for information purposes only.
- We have no control over, nor accept any responsibility or liability for, any problems that arise from properties or tenancy arrangements that are supplied by users of our website.
- Using ML Property Solutions’s advertising services
- ML Property Solutions’s advertising is designed for private landlords, and should not be used for sub-letting or by third parties such as letting agents. By advertising on ML Property Solutions, you are declaring that you are the landlord of the property you are advertising, or have the explicit permission of the landlord of the property to place the advert.
- You agree that you indemnify ML Property Solutions for any loss, claims, actions or proceedings that may be brought against ML Property Solutions as a result of a breach of clause 4.1. You further agree that ML Property Solutions may take legal action or any other measures we may deem necessary at our sole discretion if you breach clause 4.1, and that you will be liable for any legal or enforcement costs reasonably incurred by ML Property Solutions in relation to such a breach.
- Instruction for ML Property Solutions to advertise a property or carry out other services is normally made by placing an order through the website.
- Prices for advertising are per property until that property is let or until the Landlord chooses to pause or end their advertising, subject to the fair usage limits outlined in these Terms.
- Landlords will only be charged for services they have actively purchased and/or chosen to use.
- All advertising and other services with a fixed or maximum duration are deemed to be continuous from the date when they were first purchased or otherwise instructed through our website.
- When ordering services such as advertising or referencing, users agree that ML Property Solutions will commence provision of the service immediately or as soon as is practicable.
- As such services are intangible and irrevocable digital content, and provision of the service begins within 14 days of the order being placed, we cannot issue refunds after the service provision has begun except at our sole discretion.
- Notwithstanding the refund policy outlined above, landlords are free to end their advertising with ML Property Solutions at any time after placing their advert. Instruction to cease advertising can be made through the website.
- In addition, we are committed to our customers and will make our best efforts to help you if you are not fully satisfied when using our paid services.
- Advertising content
- Landlords must not do any of the following:
- Create multiple adverts for the same room or property
- Create dummy or feeder adverts which do not accurately reflect a property currently available for rent from that landlord.
- Include any material on their adverts (including photographs, videos and written content) that is inaccurate, outdated or otherwise misleading in relation to the current condition of the property being advertised.
- We are not responsible for the content or details of adverts that are provided by users and accept no liability for such content (including any errors, omissions or inaccuracies).
- Adverts must not discriminate against any protected characteristic as outlined by the Equality Act 2010. If an advert includes information which we believe may be in breach of these legal requirements, we reserve the right to edit or remove any relevant sections of the advert.
- Landlords must not include any content in adverts:
- If they do not have the permission of the owner or any other relevant person who may have rights in or connected to such content (including any individuals who appear in any images that are uploaded).
- If including this content would be a breach of applicable data protection or privacy legislation.
- If using this content would infringe the Intellectual Property Rights of another party.
- Users agree that they will indemnify and compensate us for any loss, liability, claim, damage or expense suffered by us as a result of content that they have included in an advert. This includes, without limitation, reasonable legal and court fees, and any funds which are reversed or charged back by the cardholder or their bank, or which a relevant enforcement body determines must be repaid for purposes related to consumer protection.
- We may edit, remove or otherwise take any action in relation to adverts where we reasonably determine that this action is required under these Terms or applicable law, or for the purposes of improving the experience of users on the ML Property Solutions website. Any decision we make under this clause is final and we accept no liability to users in respect of any such decision.
- By submitting content to us in connection with advertising, you grant us a royalty-free, perpetual, irrevocable and non-exclusive right and license to use, reproduce, distribute, display, modify and edit such content in connection with our services, and to sublicense these rights. We will not pay you any fees for use of this content and reserve the right in our sole discretion to remove or edit it at any time. You also warrant and represent that you have all rights necessary to grant us these rights.
- Landlords must not do any of the following:
- To let boards
- In addition to advertising a landlord’s property online, we may erect a To Let Board at the property to inform potential applicants of its availability.
- We will do this for selected properties at our sole discretion and make no guarantee to provide this service for any particular property or at any particular time.
- Landlords should notify ML Property Solutions using the preferences in their online account settings if they have previously agreed not to erect a To Let board with the Freeholder or other interested parties, or if they would prefer not to have a To Let board erected at their property.
- Where a board is erected at their property, landlords agree the following:
- They will request removal of the Board if it is no longer wanted.
- They will notify ML Property Solutions immediately if it comes to their attention that any damage has occurred or is likely to occur as a result of a Board being placed.
- ML Property Solutions is not liable for such damage (not excluding any liability that we or our subcontractors may have for boards installed in a negligent manner).
- Referencing and tenant checks
- At a landlord’s request, we can provide a tenant referencing service. This is designed to help our users make a more informed decision, but we cannot provide any guarantee regarding the integrity of the information supplied or the users being referenced.
- Regardless of any advice provided in the course of referencing or otherwise, the landlord will be responsible for conducting any ID, visa or other checks required under Right to Rent legislation.
- Certificates & Third-Party Services
- Some ML Property Solutions services (for example, professional inventories or safety certificates) are fulfilled by suitable third parties. These third parties are not employees of ML Property Solutions, but operate as independent subcontractors. ML Property Solutions therefore does not determine the manner in which these subcontractors carry out the services in question and does not accept liability for their actions.
- When placing an order, customers may be asked to provide a preferred appointment date. We will endeavour to ensure that our subcontractors complete any work ordered to an appropriate standard in a timely manner, but we are unable to guarantee that the customer’s preferred date will be available or that any certificate or service ordered will be completed or provided by any particular date. We accept no liability for any losses that may arise as a result of a service not being delivered by a particular date.
- Admin Fees
- Landlords who advertise on our website agree not to charge any fees to tenants (or other Relevant Persons as defined under the Tenant Fees Act 2019) that would be illegal in the region in which the property being advertised is located.
- Landlords who advertise on our website agree not to charge any fees to tenants for administration or other compulsory one-off charges, including but not limited to fees for viewing or applying to rent the property, referencing, inventory, or tenancy set-up. This applies whether or not such fees are illegal in the region in which the property being advertised is located.
- Any landlord who takes a Holding Deposit from a tenant found using ML Property Solutions’s services agrees to treat all Holding Deposits in accordance with the Tenant Fees Act 2019. This includes limiting Holding Deposits taken to a maximum of one week’s rent, and not taking a second or subsequent Holding Deposit for a property until all previous Holding Deposits taken have been returned.
- Landlords who advertise on our website agree not to charge any Default Fees to tenants except for those that would be classed as Permitted Payments under the Tenant Fees Act 2019.
- Landlords who advertise a property in England or Wales on our website agree not to charge a tenancy deposit in excess of the limits set out under the Tenant Fees Act 2019.
- As a matter of best practice and to avoid confusion from prospective tenants, ML Property Solutions is committed to ensuring that all adverts on our website can easily be compared, regardless of the tenancy type that the landlord of the property wishes to offer. For this reason, ML Property Solutions reserves the right to notify the landlord and make amendments to any adverts which, at our sole discretion, we believe need to be updated to comply with any of the requirements of this clause 9.
- If a landlord breaches any of the terms in this clause, we reserve the right to suspend their account with us.
- Fair Use Policy
- In order to protect all landlords using our system, and the tenants enquiring, we reserve the right to take down listings if we deem them to be abusing the system. We do this to prevent spam, stop harvesting of tenant details, and to encourage all adverts to portray a true representation of the available property.
- Although we do not expect our fair usage limits to be breached by genuine landlords, we reserve the right to remove or limit all adverts which are generating a disproportionately high number of viewing requests, or where 3 months have elapsed from the time of publishing the advert.
- If we have reason to believe a property may not currently be available to rent (for example, where the landlord has found tenants since they commenced advertising), we reserve the right to contact the registered landlord to confirm that the property is still available, and to suspend the marketing of the property if the landlord does not respond in a reasonable time-frame.
- We reserve the right to limit users’ activities on our website (including, without limitation, restricting the number of properties they may list on our website), if we think that such restrictions will improve the security of the ML Property Solutions community or reduce our or another ML Property Solutions user’s exposure to financial or other liabilities.
- To ensure that properties meet the legal requirements of landlords, and to protect users of our website, we reserve the right to suspend or discontinue listings and request further documentation to prove legal ownership of a property and/or that the property holds legally necessary documentation such as a valid EPC.
- We reserve the right to limit the activity of users who we deem to be in material breach of our terms and/or to be misusing the platform.
- We reserve the right to cancel unconfirmed accounts or accounts that have been inactive for a long time, as well as modify or discontinue ML Property Solutions listings.
- You agree not to hold ML Property Solutions responsible for any loss you may incur as a result of ML Property Solutions taking any of the actions described in this section.
- Customer support and communication
- In normal circumstances, we will endeavour to respond to customer support requests by email the same working day.
- This time-scale applies to communication sent to ML Property Solutions’s customer support team and does not apply where you are communicating with other parties such as our subcontractors, landlords, tenants or other users.
- However, in some circumstances it may not be possible to respond the same working day, in which case we will respond at the earliest practicable opportunity.
- Telephone calls made to ML Property Solutions may be recorded for training and monitoring purposes.
- Where a user has been unable to resolve any difficulties directly with the customer support team and wishes to make a complaint, they can initiate our complaints procedure by emailing ML Property Solutions and specifying that they wish to make a complaint.
- All written complaints will be acknowledged in writing within 3 working days and a proper investigation will be promptly undertaken by a senior member of staff.
- A formal written outcome of our investigation will be sent within 15 working days of receipt of the original complaint, except in exceptional circumstances where reasonable extensions to this time-frame are required in order to investigate the complaint fully.
- If we are unable to resolve your complaint satisfactorily, you can request an independent review from The Property Ombudsman (TPO). Their contact details are: Milford House, 43-55 Milford Street, Salisbury, Wiltshire SP1 2BP; 01722 333 306; admin@tpos.co.uk.
- TPO requires that all complaints are addressed through an in-house complaints procedure, before being submitted for an independent review. Referral to TPO must take place within 12 months of our final viewpoint letter.
- If, following adjudication by TPO, a user believes their complaint has not been satisfactorily dealt with by ML Property Solutions or TPO, they may be able to make a further complaint to Propertymark by downloading a complaint form from the Propertymark website.
- Where a user is dissatisfied in relation to ML Property Solutions’s provision of a regulated financial product and expresses this dissatisfaction to ML Property Solutions, the following shall apply:
- Within 3 working days, ML Property Solutions will outline in writing our understanding of the complaint, and the steps we have taken to rectify the situation.
- If the complaint cannot be resolved within 3 working days, a full investigation will be undertaken and a formal written response will be sent within 8 weeks, including information about the user’s right to make an appeal to the Financial Ombudsman Service where applicable.
- In normal circumstances, we will endeavour to respond to customer support requests by email the same working day.
- Offer and Acceptance of Holding Deposits in England and Wales and placement of Offer in Scotland
- When a tenant uses the Rent Now feature in England or Wales, they will be required to pay a Holding Deposit of one week’s rent to initiate the process (‘the Offer’). In Scotland, the Offer is made by initiating the Rent Now process on the ML Property Solutions website but no holding deposit is required.
- The landlord will be notified as soon as this happens and has full discretion whether to reject the Offer, to request further steps (including but not limited to requiring referencing or checking the tenant’s right to rent), or to ask the tenant to sign the Tenancy Agreement. If the tenant adds further tenants or guarantors to the application, or asks the landlord to do so, this constitutes a declaration that each new party added will co-operate with the application process in the same way as the tenant (where applicable).
- If the landlord rejects the Offer, or does not proceed within 96 hours of the Offer being made, the Holding Deposit will be refunded to the tenant or if in Scotland the Offer will simply be cancelled.
- If the landlord chooses to proceed with the tenant’s application following the Offer, the property will no longer appear in searches on ML Property Solutions while the tenant’s application is active.
- For the avoidance of doubt, if the landlord proceeds with the application following the Offer, this does not in itself constitute an Assured Shorthold Tenancy or other Tenancy Agreement.
- Once the Offer has been made, the landlord has the option to order referencing through ML Property Solutions. Where a referencing recommendation has been made concerning the applicant’s suitability, this recommendation is for information purposes only and is not binding on the parties involved.
- By making the Offer, the tenant agrees to the following:
- The tenancy will begin on the date the tenant specifies when beginning their application, except where otherwise agreed in writing with the landlord.
- If the landlord and the tenant enter into a tenancy agreement relating to the Property, the amount of the Holding Deposit (if the tenancy is in England or Wales) will be put towards the first payment of rent under the tenancy.
- The tenant will be taking the property ‘as seen’, except where otherwise agreed in writing with the landlord.
- The tenant will sign our standard contract, a sample copy of which is available on our website, except where specific additional clauses or changes have been explicitly agreed in writing with the landlord in advance of the clauses, or changes, being added to the contract.
- In England and Wales, the government’s How to Rent Guide and other relevant documents will be provided by email to the tenant’s registered email address. In Scotland, the Private Residential Tenancy Statutory Terms Supporting Notes and other relevant documents will be provided by email to the tenant’s registered email address.
- The deadline for agreeing this tenancy will be determined flexibly by the requirements of the tenancy in question and the wishes of the landlord and prospective tenant. ML Property Solutions will not handle the Holding Deposit any longer than is necessary for the tenancy to be satisfactorily agreed between the parties involved.
- If the landlord decides not to enter into a tenancy agreement relating to the Property via the Rent Now process in England or Wales, then subject to the requirements of any relevant legislation, the Holding Deposit will be returned to the tenant unless one or more of the following applies:
- The tenant notified the landlord or ML Property Solutions in writing, after the landlord chose to proceed following the Offer, that the tenant had decided not to continue their application to rent the property.
- The tenant provided materially false or misleading information to the landlord, or ML Property Solutions. Since information provided to any third party used by ML Property Solutions in the course of referencing will be shared with both ML Property Solutions and the landlord, the tenant acknowledges that materially false or misleading information provided to such third parties will be grounds for their Holding Deposit not to be returned.
- The landlord had taken all reasonable steps to enter into a tenancy agreement, but the tenant failed to take all reasonable steps to enter into a tenancy agreement.
- The landlord is prohibited by section 22 of the Immigration Act 2014 (persons disqualified by immigration status) from granting a tenancy of the housing to the tenant, and the landlord did not know, and could not reasonably have been expected to know, that the prohibition applied before the Holding Deposit was accepted.
- If the tenant pulls out of the application (or we have reason to believe this may be the case), we reserve the right to resume marketing the property until it is clear that the tenant still wishes to proceed.
- If there is one or more grounds for not returning the Holding Deposit to the tenant as outlined in these Terms and under the relevant legislation, ML Property Solutions will where appropriate pay the Holding Deposit to the landlord as compensation for the tenant’s abandoned application and any associated costs and lost profits incurred. However, landlords using the ML Property Solutions website agree that the decision of whether or not to pay the Holding Deposit (or any part of it) to the landlord will be at ML Property Solutions’s sole discretion and no discussion will be entered into once ML Property Solutions has made this decision.
- Where ML Property Solutions forfeits a holding deposit to a landlord on the basis of evidence provided by the landlord in support of the claim, the landlord in question agrees:
- To repay the holding deposit funds to ML Property Solutions in full if a relevant enforcement body (including but not limited to the courts, The Property Ombudsman, or Trading Standards) instructs ML Property Solutions to return the funds to the tenant, or if the funds are returned to the tenant by their bank.
- To indemnify ML Property Solutions against any loss, claims, actions or proceedings that may be brought against ML Property Solutions as a result of ML Property Solutions retaining the holding deposit.
- The Rent Now service cannot be used where a tenant has already paid a holding deposit for the property to the landlord directly. By making an Offer, tenants are declaring that they have not already paid a holding deposit for the property, or if they have paid such a holding deposit, that it has been refunded in full.
- Where funds have been paid to ML Property Solutions in relation to a Rent Now tenancy application but the requirements of the Rent Now service are not met in relation to this tenancy, ML Property Solutions will, at our sole discretion, determine whether to return the Holding Deposit and any other funds held by ML Property Solutions in relation to the tenancy to the tenant, or pay some or all of these funds to the landlord.
- ML Property Solutions offers a complimentary Home Setup service to tenants, provided by Just Move In. We may pass tenants’ contact details and other information to Just Move In to enable them to provide this service, unless the tenant notifies us that they do not wish to use the free Home Setup service.
- Tenancy Agreements
- Any acceptance by the landlord of a tenant’s Offer (as described under Offer and Acceptance of Holding Deposits) should be considered to be subject to contract. To complete the tenancy using our Rent Now service, the Tenancy Agreement will need to be signed digitally on the ML Property Solutions website.
- ML Property Solutions’s relationship to all documents completed using the service is that of a trusted, disinterested third party.
- Accordingly, ML Property Solutions disclaims any representations of any kind regarding the documents that pass through the service.
- You are responsible for recognizing the parties of interest in all transactions you complete using the service and assessing all associated risks.
- Tenancy Deposits
- For tenancies created via the Rent Now feature, ML Property Solutions will collect the Deposit and register this with ML Property Solutions’s partner Deposit agency, so that the Deposit can be protected under the government-backed tenancy deposit scheme. The Deposit will be held under the terms and conditions of the Deposit agency in question, and these terms will be provided to both the landlord and the tenants as part of the Deposit registration process.
- Where the Deposit is held by ML Property Solutions under an insured scheme, the following will apply:
- The Deposit monies will be held by ML Property Solutions in a suitable nominated client account.
- ML Property Solutions will retain any interest earned on Deposit monies held in the client account.
- The landlord must notify ML Property Solutions through the ML Property Solutions platform if:
- The tenancy comes to an end.
- A renewal contract has been entered into.
- One or more joint tenants have left or have been replaced in the tenancy.
- The property has been sold with tenants in situ.
- The landlord will indemnify ML Property Solutions with respect to any reasonable losses incurred by ML Property Solutions as result of the Deposit being incorrectly dealt with due to the landlord’s failure to comply with 14.2.3.
- At the end of the tenancy the tenant must request the return of the Deposit directly to ML Property Solutions through the ML Property Solutions platform and the landlord must make any claim to retain all or part of the Deposit to ML Property Solutions through the ML Property Solutions platform. ML Property Solutions will allocate the funds in accordance with these Terms and those of the deposit scheme.
- ML Property Solutions will only accept claims made by the landlord to retain any portion of the Deposit which are made directly to ML Property Solutions through the ML Property Solutions platform within 10 days of the end of the tenancy.
- Only evidence sent to ML Property Solutions via the ML Property Solutions platform will be considered. ML Property Solutions may at its sole discretion return part or the whole of the Deposit to the tenant due to insufficient evidence being provided by the landlord.
- Any amount claimed by the landlord from the Deposit which is disputed by the tenant with the deposit scheme while the Deposit is held by ML Property Solutions within the timescales permitted by the scheme will be transferred to the deposit scheme and the dispute will be dealt with in line with the scheme’s disputes process.
- If the landlord makes a claim for all or part of the Deposit through the ML Property Solutions portal and the tenant does not respond to the claim within a reasonable timeframe then ML Property Solutions reserves the right to transfer the Deposit amount claimed by the landlord to the landlord.
- ML Property Solutions reserves the right, at its sole discretion, only to consider evidence from the landlord or tenant if it has been uploaded to the ML Property Solutions platform.
- If the landlord does not make a request to ML Property Solutions through the ML Property Solutions portal to retain part or all of the Deposit within 10 days of the end of the tenancy then ML Property Solutions may at its sole discretion return the full Deposit amount to the tenant.
- The landlord will have no claim against ML Property Solutions in the event that they fail to contact ML Property Solutions directly through the ML Property Solutions platform within 10 days of the tenancy ending and subsequently wish to retain part or all of the Deposit.
- The tenant will have no claim against ML Property Solutions in the event that they fail to contact ML Property Solutions directly through the ML Property Solutions platform within 10 days of the tenancy ending and subsequently wish to dispute the amount of the Deposit retained by the landlord.
- If the tenant raises a dispute directly with the deposit scheme then ML Property Solutions will pass any relevant Deposit funds held to the deposit scheme for adjudication.
- If the deposit scheme or any other relevant authority requires ML Property Solutions to pay to them or to the tenant an amount of the Deposit which was paid by ML Property Solutions to the landlord then the landlord agrees to pay the amount in question to ML Property Solutions within 14 days of this being requested in writing by ML Property Solutions and to indemnify ML Property Solutions against any other reasonable losses incurred.
- Landlords will be responsible for any excess fees associated with dealing with Deposit disputes in relation to tenancies which are not Assured Shorthold Tenancies.
- When determining how the Deposit is to be dealt with, ML Property Solutions reserves the right only to accept instructions made and evidence supplied to ML Property Solutions via the ML Property Solutions platform.
- Communications made by the lead tenant to ML Property Solutions are made on behalf of all tenants and any decision by the lead tenant to agree to an amount of the Deposit being retained by the landlord is made on behalf of all the tenants.
- The lead tenant must on behalf of all the tenants nominate a bank account into which any Deposit funds will be returned at the end of the tenancy and provide a forwarding address.
- If a tenant leaves a joint tenancy then the joint tenant that is leaving must notify ML Property Solutions and claim any amount due to them from the Deposit. Tenants will have no claim against ML Property Solutions in respect of any funds that ML Property Solutions return to the lead tenant for that tenancy.
- The first payment of Rent
- ML Property Solutions will also process payment of the first payment of rent due for the tenancy. Where the tenant is obliged to make both rent and deposit payments to ML Property Solutions, all funds paid will be put first towards the rent; after the rent has been received in full, any further funds received will be put towards the deposit. Once received in full by ML Property Solutions, the initial rent payment will be held by ML Property Solutions until the tenant is satisfactorily moved into the premises up to a maximum of 14 days from the beginning of the Term or from the date when the funds due for the rent and Deposit are received in full (whichever is later), after which it will be paid to the landlord (subject as follows).
- The landlord must provide ML Property Solutions with UK bank details and a valid account ID for their account with the Deposit agency used for the tenancy. Until these items are received in full, the Rent Now process cannot be completed and we reserve the right to take all reasonable decisions in relation to how such funds should be treated, including but not limited to holding the first month’s rent payment until the details required have been provided in full.
- ML Property Solutions’s outstanding fees will be deducted from the first month’s rent that is transferred to the landlord where applicable (for example, where the landlord has not pre-paid for use of the Rent Now service).
- Subsequent instalments of rent will be paid by the tenant when they become due according to the tenancy agreement, subject to the following:
- The tenant will make these payments to ML Property Solutions, unless the landlord notifies ML Property Solutions and the tenant that they wish for rent to be paid to a different bank account.
- Once received by ML Property Solutions, rent payments for each month’s rent will be paid to the bank account nominated by the landlord of the property.
- ML Property Solutions will endeavour to make this payment to the landlord the same working day that it is received (excepting the first month’s rent at the start of the tenancy, as outlined in clause 15.1 above). However, ML Property Solutions is unable to guarantee that a payment will be made on or by a particular date in all circumstances.
- ML Property Solutions will not charge the tenant for this rent collection service.
- If the landlord owes money to ML Property Solutions (for monthly subscription services or otherwise), these payments will be deducted from the rent before it is paid to the landlord.
- If the landlord wishes for rent payments to be made to a different bank account rather than being collected by ML Property Solutions, they can notify ML Property Solutions and the tenant via their ML Property Solutions dashboard.
- ML Property Solutions can only make payment to a valid, UK-based bank account that can be uniquely identified by its sort code and account number.
- In operating this service ML Property Solutions will make its best efforts, however we (including our affiliates, officers, directors, agents, subcontractors and employees) will not be liable to you in contract, tort (including negligence) or otherwise for any liabilities, damages or losses (whether direct, indirect, consequential, special or otherwise) incurred or suffered by you or any third party in connection with its use.
- If ML Property Solutions transfers any funds to your account in error for any reason, you agree to repay ML Property Solutions in full for any sum paid in error, such repayment to be made as soon as practically possible. This includes any overpayment where the sum transferred to you by ML Property Solutions is in excess of the amount properly due.
- We use a tool provided by TrueLayer Limited (www.truelayer.com) (“TrueLayer”) to initiate payments from your payment account. When you instruct a payment via our app using TrueLayer, TrueLayer’s terms of service (“Terms of Service”) will apply to the payment initiation. The Terms of Service set out the terms on which you agree to TrueLayer initiating payment from your payment account. TrueLayer is subject to UK and EU data protection laws and is required to treat your data in accordance with those laws, as well as the Terms of Service and TrueLayer’s Privacy Policy. TrueLayer is authorised by the UK Financial Conduct Authority under the Payment Services Regulations 2017 to provide account information services and payment initiation services (Firm Reference Number: 793171).
- Treatment of Personal Data
- ML Property Solutions is the controller of the personal data of users which is in our possession. In providing our services, ML Property Solutions may from time to time transfer the personal data of users to you.
- Where we do so, you acknowledge that you will become the controller of the personal data of users made available to you by ML Property Solutions; and you hereby agree to observe and perform your compliance obligations as set out in relevant data protection laws.
- In particular, you shall ensure that you process the personal data of users where you have a lawful basis to do so; and that you accept your compliance obligations in full.
- Full details of our use and treatment of Personal Data are laid out in our Privacy Policy.
- Regional and national legislation
- Areas such as Wales, Scotland and Northern Ireland, as well as some local authorities, may have additional requirements for landlords beyond those stipulated for other regions.
- Where such requirements exist (including but not limited to those specified in this section), it is the landlord’s responsibility to ensure they are compliant.
- In these Terms, and where the context requires on the ML Property Solutions website, the following terminology shall apply:
- “Tenant” includes contract-holders as defined under the Renting Homes (Wales) Act 2016.
- “Tenancy agreement” or “contract” includes any occupation contract issued under the Renting Homes (Wales) Act 2016.
- Where applicable, landlords in Scotland must be compliant with registration requirements including those specified under:
- The Antisocial Behaviour etc. (Scotland) Act 2004.
- The Housing (Scotland) Act 2006 relating to houses in multiple occupation.
- The Housing (Scotland) Act 2006 and the Tenancy Deposit Schemes (Scotland) Regulations 2011 (relating to tenancy deposits).
- The Repairing Standard as contained in the Housing (Scotland) Act 2006.
- Section 30A of the Housing (Scotland) Act 1988 (providing the tenant with a Tenant Information Pack).
- Legal Disclaimer on Use of ML Property Solutions
- We are not liable for any consequences or loss from your use of this website, and you expressly understand and agree that ML Property Solutions shall not be liable to you or any third party for any direct, indirect, incidental, special, consequential or exemplary damages of any kind, including, but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if such ML Property Solutions has been advised of the possibility thereof), and including damages resulting from: (i) any document or transaction sent through the service; (ii) the use or inability to use the service, including errors, interruptions or delays; (iii) unauthorized access to or alteration of your documents or transmissions; or (iv) any other matter relating to services ordered from ML Property Solutions.
- Except where provided elsewhere in these Terms and Conditions, to the maximum extent permitted by law, we (including our affiliates, officers, directors, agents, subcontractors, and employees) will not be liable to you in contract, tort (including negligence) or otherwise for any liabilities, damages or losses (whether direct, indirect, consequential, special or otherwise) incurred or suffered by you or any third party in connection with this website or any services ordered or delivered through this website, or in connection with the use, inability to use, or results of the use of this website, any websites linked to it, and any materials posted on it.
- Notwithstanding the above clauses, nothing in these Terms and Conditions shall limit or exclude ML Property Solutions’s liability for death or personal injury caused by ML Property Solutions’s fraud or fraudulent misrepresentation, or any other liability which cannot be excluded or limited by applicable law.
- If any provision or part-provision of these Terms and Conditions is found to be invalid or otherwise unenforceable by a court, regulator or other relevant authority, then, where required, that provision or part-provision shall be deleted and the remaining parts of the Terms will continue to be enforceable.
- Licensing and redress schemes
- ML Property Solutions is a Member of The Property Ombudsman scheme, and subscribes to this scheme’s Code of Practice for Letting Agents. Further details of the scheme can be found at www.tpos.co.uk.
- A copy of the relevant codes of practice for any schemes of which we are members can be provided electronically to users on request.
- ML Property Solutions holds Professional Indemnity Insurance and Client Money Protection through accredited providers under the relevant schemes and legislation for letting agents. Further details are available on request.
- ML Property Solutions’s Client Money Protection insurance is provided by Propertymark Client Money Protection.
- Client funds paid to ML Property Solutions are held in a suitable client money account, in accordance with FCA Client Assets requirements. Customers will not receive any interest on any client funds held with ML Property Solutions.
- ML Property Solutions Limited is authorised and regulated by the Financial Conduct Authority (registration number: 988043).